• Employees' State Insurance (ESI) is a social security and health insurance scheme. 

• The fund is managed by the Employees' State Insurance Corporation (ESIC).

• The ESI scheme is applicable to all factories and companies with 10 or more employees.

• An employee whose monthly fixed salary is less than or equal to INR 21,000/- (INR 25,000/- for disabled employees) is mandatorily covered under this scheme.

• The employer contributes 3.25% and the employee contributes 0.75%, with a monthly total contribution at the rate of 4%. 

• The employees registered under the scheme are entitled to:

• Medical treatment for themselves and their dependents.
• Unemployment cash benefits in certain contingencies. 
• Maternity benefits in the case of women employees.
• Disablement benefit and a family pension.
• Outpatient & Inpatient Medical Facilities.
• Funeral expenses on the death of the member.

• Medical care is also provided to retired and permanently disabled insured persons and their spouses on payment of a token annual premium.