• Employees' State Insurance (ESI) is a Social Security and Health Insurance scheme. 


  • The fund is managed by the Employees' State Insurance Corporation (ESIC).


  • The ESI scheme is applicable to all Factories and Companies with 10 or more employees.


  • An Employee, whose monthly fixed salary is less than or equal to INR 21,000/- (INR 25,000/- for disabled employees) is mandatorily covered under this scheme.  


  • The Employer contributes 3.25% and the Employee contributes 0.75%, with a monthly total contribution at the rate of 4%. 


  • The employees registered under the scheme are entitled to:
  • Medical treatment for themselves and their dependents.
  • Unemployment cash benefits in certain contingencies. 
  • Maternity benefits in the case of women employees.
  • Disablement benefit and a Family Pension.
  • Outpatient & Inpatient Medical Facilities.
  • Funeral Expenses on the death of the member.
  • Medical care is also provided to retired and permanently disabled insured persons and their spouses on payment of a token annual premium.